Single-Family

1221 W 97th Pl, Chicago, IL 60643

Status: Inactive
Listing ID: 16507581

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Property Information

  • Comments: SEE FILE FOR OTHER LIEN
  • Day(s) On Site: 4657
  • lien_holder_1: ARGENT MORTGAGE 0636020002 33000
  • lien_holder_2: CITY OF CHICAGO (IL) 0020762043 1000 0021439746 75 0428744051 2050
  • lien_holder_3: CAPITAL ONE BANK 0020810030 3110
  • Sale Type: JUDICIAL SALES CORP
  • Property Type: Single Family Dwelling
  • Plaintiff: JP MORGAN CHASE BANK
  • Owner First Name: TONY
  • Owner Last Name: JOHNSON
  • Case Number: 09CH0014771
  • Recording Date: 04-02-2009
  • Judgment Date: 11-01-2008
  • Judgment Value: $149,078
  • Input Date: 01-04-2010
  • Attorney Firm Address: PO BOX 740
  • Attorney Firm City: DECATUR
  • Attorney Law Firm: HEAVNER SCOTT BEYERS & MIHLAR
  • Attorney Firm Phone: (217) 422-1719
  • Attorney Firm State: IL
  • Attorney Firm Zip: 62525-0740
  • Deed Category: NFS
  • Document Number: 0636020001
  •  

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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

  • Auction Date: 01-22-2010
  • Auction Time: 10:30 AM
  • Auction Location: 1 S WACKER DR STE 2400 CHICAGO 60606

    Loan Information

  • 1st Mortgage Date: 11-30-2006
  • 1st Mortgage Amount: $132,000
  • Mortgage Interest Rate: 7
  • Mortgage Term: 30
  • Mortgage Type: ARM

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Listing History

Start Date End Date Listing Type Bank Name
06/14/17 03/11/18 Bankruptcy
01/15/15 01/15/16 Bankruptcy

Homes On This Street
View more homes on W 97th Pl
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W 97th Pl
Chicago, IL 60643

Single-Family

 

Status: Inactive Listing ID: 16507581

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Listing URL

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