1730 W Wolfram St, Chicago, IL 60657

Status: Inactive
Listing ID: 8146083

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Property Information

  • Property Description: SINGLE FAMILY RESIDENCE
  • Day(s) On Site: 5251
  • lien_holder_1: COUNTRYWIDE BANK NA 0700447118 420000
  • lien_holder_2: AMERICAN CHARTERED BANK 0719344014 3247000
  • Sale Type: FORECLOSURE
  • Property Type: Single Family Dwelling
  • Plaintiff: BANK OF NEW YORK
  • Owner First Name: LAURA
  • Owner Last Name: PEREA
  • 2nd Owner First Name: LUIS
  • 2nd Owner Last Name: PEREA
  • Case Number: 07CH0024807
  • Recording Date: 09-07-2007
  • Judgment Date: 06-01-2007
  • Judgment Value: $1,666,685
  • Input Date: 09-11-2007
  • Attorney Firm Address: 4201 LAKE COOK RD 1ST FLR
  • Attorney Firm City: NORTHBROOK
  • Attorney Law Firm: FISHER & SHAPIRO LLC
  • Attorney Firm Phone: (847) 291-1717
  • Attorney Firm State: IL
  • Attorney Firm Zip: 60062
  • Deed Category: NOD
  • Document Number: 0620041062

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Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


    Loan Information

  • 1st Mortgage Date: 07-14-2006
  • 1st Mortgage Amount: $1,680,000
  • Mortgage Interest Rate: 6
  • Mortgage Term: 30
  • Mortgage Type: CONVENTIONAL

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Homes On This Street
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W Wolfram St
Chicago, IL 60657



Status: Inactive Listing ID: 8146083

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