Single-Family

6212 Center Mall Way, Sacramento, CA 95823

Status: Inactive
Listing ID: 18209077

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Property Information

  • Day(s) On Site: 4526
  • Property Type: Single Family Dwelling
  • Owner First Name: MARIA
  • Owner Last Name: PONCE
  • Owner Middle Name: G
  • Recording Date: 08-28-2009
  • Trustee Name: RECONTRUST COMPANY, N.A.
  • Trustee City: SIMI VALLEY
  • Trustee Address: 1757 TAPO CANYON ROAD, SVW88
  • Trustee State: CA
  • Trustee Zip: 93063
  • Trustee Phone: (800) 669-6650
  • Trustee Sale Number: 09-0126927
  • Deed Category: NOD
  • Document Number: 200507150378
  • Page Number: 200908280083
  •  

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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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    Loan Information

  • Lender Name: THE BANK OF NEW YORK TRUST CO
  • Lender Address: 14523 SOUTHWEST MILLIKAN WAY, SUITE 200
  • Lender City: BEAVERTON
  • Lender State: OR
  • Lender Zip: 97005
  • Lender Phone: (212) 495-1784
  • 1st Mortgage Date: 07-15-2005
  • 1st Mortgage Amount: $196,000

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Homes On This Street
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Center Mall Way
Sacramento, CA 95823

Single-Family

 

Status: Inactive Listing ID: 18209077

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Property Description

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Listing URL

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