This Single-Family is located at Calle Rosales, Santa Barbara, CA 93105. This listing is NOT an active listing. Updates to this listing have stopped. This listing may be off the market. No further information is available at this time. It has 3 Beds, 2 Baths , 1,176 sqft of living space.
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This single-family property is available as a preforeclosure at Calle Rosales. It has 3 bedrooms, 2 bathrooms, and 1,176 square feet of living space. Based on our analysis of the current market conditions in Santa Barbara for Calle Rosales and comparable listings, the estimated market value is still being calculated. If purchased for rental purposes, this property might present an opportunity to make monthly rental income. The rental value will be updated on this listing soon. Factors considered in this calculation include the property location, condition, status, and convenience. Properties like this one located at Calle Rosales are updated daily along with others in Santa Barbara, California.
The property located at Calle Rosales in Santa Barbara, CA is listed as a PreforeclosureThe process of preforelcosure with properties like Calle Rosales in Santa Barbara, California begin when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.
Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender. At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.
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Property owners and lenders are both in awkward positions when a loan goes into default. The property owner would like to avoid the foreclosure as it will have very negative consequences for his credit, and can severely limit his chances to obtain credit for a long time into the future. The lender knows it will probably be taking a loss because, if the property was worth the debt on it, the owner probably would have already sold it to avoid the foreclosure. Short sales are very common in pre-foreclosure situations and this leaves the door open for opportunities for you as the lucky real estate investor.
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Address: Calle Rosales Santa Barbara CA 93105
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|Start Date||End Date||Listing Type||Bank Name|
|01/19/23||Preforeclosure||Wachovia Bank N A|
|01/18/22||06/17/22||Preforeclosure||Newrez Llc/New Penn Financial|
|02/21/20||03/24/21||Preforeclosure||Wells Fargo Home Equity|
|02/21/20||01/13/21||Preforeclosure||Wells Fargo Home Equity|
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