3 Beds   2 Baths   1,565 Sq. Ft.   Single-Family
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Gardenia Dr
Commack, NY 11725


This Single-Family Preforeclosure is located at Gardenia Dr, Commack, NY 11725. It has 3 Beds, 2 Baths , 1,565 sqft of living space. This property is currently in pre-foreclosure
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Status: Inactive
Listing ID: 56857453

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Property Information

  • Bedrooms: 3
  • Bathrooms: 2
  • Living Area Size: 1,565
  • Lot Size: 0.24 acres
  • Year Built: 1956
  • Source ID: 168952970
  • Day(s) On Site: 280
  • Parcel Number: 0800-120.00-04.00-037.000
  • Property Type: Single Family Dwelling
  • Defendant Name: HELEN CENNAMO
  • Plaintiff: Newrez LLC D/B/A Shellpoint Mortgage Servicing
  • Case Number: 619976/2021
  • Recording Date: 10-21-2021
  • Document Book: M00021407
  • Document Page: 075
  • Trustee Address: 900 Merchants Concourse
  • Trustee City: Westbury
  • Trustee State: NY
  • Trustee Zip: 11590
  • Trustee Phone: (516) 280-7675
  • Deed Category: LP

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Public Records

  • Bedrooms: 3
  • Baths: 2
  • Full Baths: 2
  • No. of Stories: 1
  • Parking Sqft: 440
  • Air Conditioning: CENTRAL
  • Exterior Wall Type: WOOD
  • Heating Type: HOT WATER STEAM
  • Land Area Sqft: 10,454
  • Year Built: 1956
  • APN: 891.20-00.04-000.370-00
  • Property Type: Single Family Residence
  • Township: SMITHTOWN TOWN
  • Living Sqft: 1,565
  • Garage: DETACHED
  • Style: SPLIT LEVEL
  • Sewer Type: PRIVATE
  • Water Type: COMMERCIAL


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


    Loan Information

  • 1st Mortgage Date: 10-05-2006

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Gardenia Dr
Commack, NY 11725

3 Beds   2 Baths   1,565 sq. ft.   Single-Family


Status: Inactive Listing ID: 56857453

Property Information

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Public Records

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Property Description

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