$354,049 EMV

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Guilford Schoolhouse Rd
New Paltz, NY 12561

Status: Inactive
Listing ID: 56535346

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Property Information

  • Source ID: 21224300
  • Day(s) On Site: 183
  • Plaintiff: BANK OF NEW YORK MELLON TRUST COMPANY
  • Defendant Name: CINDY JOHNSON
  • Case Number: EF2021-1339
  • Recording Date: 05-17-2021
  • Document Book: 172
  • Document Page: 238
  • Trustee City: WESTBURY
  • Trustee Name: ROBERTSON ANSCHUTZ SCHNEID CRANE AND PARTNERS PLLC
  • Trustee Address: 900 MERCHANTS CONCOURSE SUITE 310
  • Trustee State: NY
  • Trustee Zip: 11590
  • Trustee Phone: (516) 280-7675
  • Trustee Reference Number: 20-080425-JG
  • Deed Category: LP
  • Document Number: 2021-61

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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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    Loan Information

  • 1st Mortgage Date: 02-18-2009

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Guilford Schoolhouse Rd
New Paltz, NY 12561

$354,049 EMV

Status: Inactive Listing ID: 56535346

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