3 Beds   2 Baths   1,730 Sq. Ft.   Single-Family
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Oscar Rucker Rd
Homer, GA 30547

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This Single-Family is located at Oscar Rucker Rd, Homer, GA 30547. This listing is NOT an active listing. Updates to this listing have stopped. This listing may be off the market. No further information is available at this time. It has 3 Beds, 2 Baths , 1,730 sqft of living space.
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Status: Inactive
Listing ID: 58951713

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Property Information

  • Bedrooms: 3
  • Bathrooms: 2
  • Living Area Size: 1,730
  • Lot Size: 3.86 acres
  • Year Built: 2005
  • Source ID: 216450689
  • Day(s) On Site: 81
  • Parcel Number: B39 028A
  • Property Type: Single Family Dwelling
  • Defendant Name: DEREK LYN AYERS
  • Plaintiff: Wilmington Savings Fund Society, Fsb, As Trustee Of Stanwich Mortgage Loan Trust F
  • Recording Date: 11-09-2022
  • Document Book: 405
  • Document Page: 174
  • Trustee Name: ALDRIDGE PITE, LLP
  • Trustee Address: 15 Piedmont Center, 3575 Piedmont Road, Ne, Suite 500
  • Trustee City: Atlanta
  • Trustee State: GA
  • Trustee Zip: 30305
  • Trustee Phone: (404) 994-7637
  • Trustee Reference Number: 2191-2564A
  • Deed Category: NTS

Public Records

  • Bedrooms: 3
  • Baths: 3
  • Full Baths: 3
  • No. of Stories: 1
  • Basement Sqft: 1,730
  • Air Conditioning: WALL UNIT
  • Exterior Wall Type: WOOD SHAKE/SHINGLE
  • Floor Type: TERRAZZO/VINYL
  • Frame Type: METAL
  • Land Area Sqft: 168,142
  • Year Built: 2005
  • APN: B39-028A
  • Property Type: Single Family Residence
  • Township: CITY OF HOMER
  • Living Sqft: 1,730


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


Auction Information

  • Auction Date: 12-06-2022
  • Auction Address: Banks County Courthouse

    Loan Information

  • 1st Mortgage Date: 09-05-2014

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Homes On This Street
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Oscar Rucker Rd
Homer, GA 30547

3 Beds   2 Baths   1,730 sq. ft.   Single-Family


Status: Inactive Listing ID: 58951713

Property Information

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Public Records

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