2 Beds   1 Bath   1,034 Sq. Ft.

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Paddock Ln
Villa Hills, KY 41017

Status: Inactive
Listing ID: 56754844

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Property Information

  • Bedrooms: 2
  • Bathrooms: 1
  • Living Area Size: 1,034
  • Levels: 2
  • Air Conditioning: Central
  • Year Built: 1975
  • Source ID: 21287992
  • Estimated Value: $86,000
  • Subdivision: PROSPECT POINT
  • Assessed Value: $90,000
  • Parcel Number: 0013229002.00
  • Defendant Name: KEVIN MERTES
  • Case Number: 20-CI-00766
  • Judgment Date: 09-23-2021
  • Last Sale Amount: $83,500
  • Last Sale Date: 11-10-2003
  • Trustee Name: AMY S FERGUSON
  • Trustee Address: 10655 SPRINGFIELD PIKE
  • Trustee City: CINCINNATI
  • Trustee State: OH
  • Trustee Zip: 45215
  • Trustee Phone: (513) 771-6768
  • Deed Category: NFS
  • Mortgage Balance: $3,995

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Public Records

  • Bedrooms: 2
  • Baths: 1.5
  • Full Baths: 1
  • Half Baths: 1
  • No. of Stories: 2
  • Air Conditioning: YES
  • Construction Type: BRICK
  • Foundation Type: CONCRETE
  • Land Area Sqft: 836
  • Year Built: 1975
  • APN: 001-32-29-002.00
  • Property Type: Single Family Residence
  • Front Footage: 22
  • Depth Footage: 38
  • Living Sqft: 1,034
  • Garage: ATTACHED
  • Subdivision: PROSPECT POINT


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


Auction Information

  • Auction Date: 10-26-2021
  • Auction Time: 10:00 AM
  • Auction Address: 230 MADISON AVENUE 1ST FLOOR
  • Auction City: COVINGTON

    Loan Information

  • Mortgage Balance: $3,995

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Listing History

Start Date End Date Listing Type Bank Name
11/03/16 04/02/17 Preforeclosure
08/02/11 09/20/11 Preforeclosure


Paddock Ln
Villa Hills, KY 41017

2 Beds   1 Bath   1,034 sq. ft.


Status: Inactive Listing ID: 56754844

Property Information

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Public Records

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Property Description

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