4 Beds   2 Baths   1,711 Sq. Ft.   Single-Family

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Rock Dam Rd
Lincolnton, NC 28092

Status: Inactive
Listing ID: 56493743

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Property Information

  • Bedrooms: 4
  • Bathrooms: 2
  • Living Area Size: 1,711
  • Lot Size: 2.53 acres
  • Year Built: 1966
  • Source ID: 42367478
  • Days On Site: 108
  • Subdivision: CARL L GALES ESTATE
  • Parcel Number: 14637
  • Property Type: Single Family Dwelling
  • Plaintiff: Quicken Loans LLC
  • Recording Date: 06-03-2021
  • Document Book: 2748
  • Document Page: 893
  • Trustee Address: 5431 Oleander Dr
  • Trustee City: Wilmington
  • Trustee State: NC
  • Trustee Zip: 28403
  • Trustee Reference Number: 21-04085-FC01
  • Deed Category: NOD
  • Document Number: 632494

Public Records

  • Bedrooms: 3
  • Baths: 2
  • Full Baths: 2
  • Rooms: 7
  • No. of Stories: 1
  • Basement Sqft: 1,041
  • Air Conditioning: CENTRAL
  • Heating Type: CENTRAL
  • Land Area Sqft: 54,929
  • Year Built: 1966
  • APN: 14637
  • Property Type: Single Family Residence
  • Township: HOWARDS CREEK
  • Living Sqft: 1,711
  • Style: RANCH
  • Subdivision: CARL L GALES ESTATE


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


    Property Classification

  • Classification Id: Notice of Default
  • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.

    Loan Information

  • 1st Mortgage Date: 06-08-2018

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Rock Dam Rd
Lincolnton, NC 28092

4 Beds   2 Baths   1,711 sq. ft.   Single-Family


Status: Inactive Listing ID: 56493743

Property Information

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Public Records

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Property Description

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