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S Hampton St
Bay City, MI 48708

Status: Inactive
Listing ID: 56793250

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Property Information

  • Source ID: 21300348
  • Defendant Name: PAUL FILICZKOWSKI
  • Plaintiff: THE HUNTINGTON NATIONAL BANK INC
  • Trustee Name: SCHNEIDERMAN AND SHERMAN P C
  • Trustee Address: 23938 RESEARCH DRIVE SUITE 300
  • Trustee City: FARMINGTON HILLS
  • Trustee State: MI
  • Trustee Zip: 48335
  • Trustee Phone: (248) 539-7400
  • Trustee Reference Number: 21-000615-1
  • Deed Category: NFS
  • Mortgage Balance: $40,472
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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

  • Auction Date: 11-12-2021
  • Auction Time: 11:00 AM
  • Auction Address: 1230 WASHINGTON AVENUE
  • Auction City: BAY CITY

    Loan Information

  • 1st Mortgage Date: 10-26-2018
  • Mortgage Balance: $40,472

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S Hampton St
Bay City, MI 48708

 

Status: Inactive Listing ID: 56793250

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Listing URL

https://static.foreclosure.com/listing/address.html?address=S-Hampton-St-Bay-City-MI-48708/56793250_lid

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