2.5 Baths   3,023 Sq. Ft.
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S River Rd
Harrison Township, MI 48045

Status: Inactive
Listing ID: 56974111

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Property Information

  • Bathrooms: 2.5
  • Living Area Size: 3,023
  • Year Built: 2003
  • Source ID: 21334470
  • Day(s) On Site: 64
  • Subdivision: COLES
  • Plaintiff: JPMORGAN CHASE BANK NA
  • Defendant Name: DANN M RUIZ
  • Case Number: 21MI00248-1
  • Recording Book: 17047
  • Trustee Name: RANDALL S MILLER AND ASSOCIATES PC
  • Trustee Address: 43252 WOODWARD AVENUE SUITE 180
  • Trustee City: BLOOMFIELD HILLS
  • Trustee State: MI
  • Trustee Zip: 48302
  • Trustee Phone: (248) 335-9200
  • Deed Category: NFS
  • Mortgage Balance: $62,148

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Public Records

  • Baths: 2.5
  • Full Baths: 2
  • Half Baths: 1
  • No. of Stories: 2
  • Parking: ATTACHED GARAGE
  • Air Conditioning: CENTRAL
  • Fireplaces: YES
  • Construction Type: FRAME
  • Heating Fuel: ELECTRIC
  • Land Area Sqft: 14,810
  • Year Built: 2003
  • APN: 12-18-376-026
  • Property Type: Single Family Residence
  • Township: HARRISON TOWNSHIP
  • Front Footage: 106
  • Depth Footage: 138
  • Living Sqft: 3,023
  • Garage: ATTACHED
  • Subdivision: COLES
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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction Information

  • Auction Date: 12-17-2021
  • Auction Time: 10:00 AM
  • Auction Address: 40 NORTH MAIN STREET
  • Auction City: MOUNT CLEMENS

    Loan Information

  • 1st Mortgage Date: 06-23-2005
  • Mortgage Balance: $62,148

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Listing History

Start Date End Date Listing Type Bank Name
11/19/21 12/17/21 Preforeclosure The Bank Of New York Mellon

Harrison Township, MI
Home Inspectors
Matt Fletcher Home Inspections, LLC
Matt Fletcher
313-510-0284
Homes On This Street
View more homes on S River Rd
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S River Rd
Harrison Township, MI 48045

2.5 Baths   3,023 sq. ft.

 

Status: Inactive Listing ID: 56974111

Property Information

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Public Records

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Property Description

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Listing URL

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