$131,719 EMV

2 Baths   1,119 Sq. Ft.   Single-Family
Get the Preforeclosure Address

Stewart St
Prattville, AL 36067

Overview

This Single-Family Preforeclosure is located at Stewart St, Prattville, AL 36067. It has 2 Baths , 1,119 sqft of living space. This property is currently in auction with an estimated market value of $131,719.
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Status: Active
Listing ID: 61408002
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Learn about Stewart St in Prattville, AL

This single-family property is available as a preforeclosure at Stewart St. It has bedrooms, 2 bathrooms, and 1,119 square feet of living space. Based on our analysis of the current market conditions in Prattville for Stewart St and comparable listings, the estimated market value is $131,719. If purchased for rental purposes, the monthly rental rate could range between $850 and $1,151. Factors considered in this calculation include the property location, condition, status, and convenience. Properties like this one located at Stewart St are updated daily along with others in Prattville, Alabama. Since this property is a preforeclosure, check out our Foreclosure Timeline for Stewart St below to see helpful information about this listing.


Foreclosure Timeline

Stewart St in Prattville Alabama Property History

Not in Foreclosure

Pre-Foreclosure

Auction

Bank Owned

Find out more about this property on Stewart St
View Foreclosure Status
12/29/23
Lis Pendens issued
The owner of this property was served a notice of lis pendens for missed mortgage payments.
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Property Information

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Community & Neighborhood

This property in Prattville, AL is located in the Country Club Estate 02 Subdivision.


Preforeclosure

The property located at Stewart St in Prattville, AL is listed as a Preforeclosure

This listing located at Stewart St in Prattville, AL could be available as a Rent-to-Own listing as well, additional diligence will be required from the buyer to determine if this listing can be approved as a RTO.

Please take note that this property in Prattville, Alabama is not listed as a Rent-to-Own (RTO) opportunity. It is currently in an initial default stage in Prattville, AL, commonly referred to as Pre-Foreclosure, indicating that the homeowner has missed at least one payment and is considered delinquent. However, instead of going through a potentially lengthy foreclosure process, which could take up to 18 months, the homeowner may be open to considering a Rent-to-Own option that covers their mortgage.

Since Pre-Foreclosure properties are not formally listed for sale, there is no asking price available. Instead, you’ll find either the original loan balance or an Estimated Market Value (EMV) provided. To make a reasonable offer for this home, it’s advisable to use either the loan balance or EMV amount in conjunction with local sale price comparables to determine an appropriate offer. Alternatively, the homeowner might be willing to work with you on a monthly amount that can help them avoid the foreclosure process.

You may also want to check with a real estate attorney or other legal authority to discuss the potential risks of executing a Rent-to-Own agreement with the current Pre-foreclosure owner. If the current owner in Prattville, Alabama doesn't make their mortgage payments, they could lose the property which would directly affect you and your Rent-to-Own agreement.

For this reason, many buyers find a real estate investor or investment company to buy a Pre-Foreclosure property from the current owner. The investor/investment company could then offer you a Rent-to-Own agreement on that property that you worked out with them in advance, which could stabilize the investment and prevent complications.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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Auction.com Online Auction

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Address: Stewart St Prattville AL 36067

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Rental Value

The estimated rental value for Stewart St located in Prattville, AL is $1,001/month. Comparable homes around Stewart St that are rentals have monthly ranges starting as low as $850 per month and as high as $1,151 per month. An owner looking to use this property as an investment could bring a return in the area of $850 - $1,151 a month based on the many factors which include the properties condition, type, amenities, etc. Sign in to view a full two years of rental information as well as the Average Market Value (AVM) of this property.

Listing History

Start Date End Date Listing Type Bank Name
01/02/24 02/01/24 Preforeclosure
12/29/23 02/01/24 Preforeclosure Pnc Bank National Association

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Stewart St
Prattville, AL 36067

2 Baths   1,119 sq. ft.   Single-Family

$131,719 EMV

Status: Active Listing ID: 61408002

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Property Description

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Listing URL

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