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Bergen Ave
Jersey City, NJ 07305

Status: Inactive
Listing ID: 20639060

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Property Information

  • Days On Site: 4353
  • Block Number: 1301/2.A
  • Assessed Value: $66,200
  • Plaintiff: GMAC Mortgage, LLC
  • Owner First Name: Terry
  • Owner Last Name: Gidget
  • Plaintiff Attorney Name: Phelan Hallinan and Schmieg, P.C.
  • Recording Date: 12-08-2009
  • Judgment Value: $307,500
  • Last Sale Amount: $290,000
  • Deed Category: NOD

Public Records

  • No. of Stories: 2
  • Exterior Wall Type: FRAME
  • Land Area Sqft: 3,240
  • APN: 06-01301-0000-00002-000A
  • Property Type: Single Family Residence
  • Township: JERSEY CITY
  • Front Footage: 30
  • Depth Footage: 107


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


    Property Classification

  • Classification Id: Notice of Default
  • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.

    Loan Information

  • 1st Mortgage Date: 03-16-2007
  • Last Mortgage Date: 06-16-2005

    NEW Credit Information Center

  • Want to fix your credit before buying?: Learn how
  • Want to know your FICO score?: Click here
  • Are you the victim of identity theft?: Find out

Jersey City, NJ
Home Inspectors

Inspex Building Inspections
John H Moss
Optimal Home Inspections LLC
Marshal Datkowitz
(551) 261-1264

Bergen Ave
Jersey City, NJ 07305


Status: Inactive Listing ID: 20639060

Property Information

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Property Description

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