Single-Family

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Wexford Cir
Citrus Heights, CA 95621

Status: Inactive
Listing ID: 55250562

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Property Information

  • Days On Site: 610
  • Parcel Number: 229-0420-005-0000
  • Property Type: Single Family Dwelling
  • Owner First Name: CHRISTINE
  • Owner Last Name: CRADDOCK
  • Owner Middle Name: A
  • Recording Date: 03-13-2020
  • Trustee City: LONG BEACH
  • Trustee Name: AFFINIA DEFAULT SERVICES LLC
  • Trustee Address: 301 E OCEAN BOULEVARD, SUITE 1720
  • Trustee State: CA
  • Trustee Zip: 90802
  • Trustee Phone: (833) 290-7452
  • Trustee Sale Number: 9462-5731
  • Deed Category: NOD
  • Document Number: 041099
  • Page Number: 131389
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Preforeclosure

Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.

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    Property Classification

  • Classification Id: Notice of Default
  • Classification Desc: Considered the first phase of the foreclosure process, a homeowner will receive this notice if he or she misses one or more mortgage payments in states that follow non-judicial foreclosure actions. This represents a great opportunity to purchase a home at a significantly reduced price before it is repossessed by a lender.

    Loan Information

  • Lender Name: SPECIALIZED LOAN SERVICING
  • Lender Address: 8742 LUCENT BOULEVARD
  • Lender City: HIGHLANDS RANCH
  • Lender State: CA
  • Lender Zip: 80129
  • Lender Phone: (833) 290-7452
  • 1st Mortgage Date: 11-04-2005
  • 1st Mortgage Amount: $50,000

    NEW Credit Information Center

  • Want to fix your credit before buying?: Learn how
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Wexford Cir
Citrus Heights, CA 95621

Single-Family

 

Status: Inactive Listing ID: 55250562

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