4 Beds   1 Bath   960 Sq. Ft.   Single-Family
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Elk Ln
Stacy, MN 55079

Status: Inactive
Listing ID: 56002857

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Property Information

  • Bedrooms: 4
  • Bathrooms: 1
  • Living Area Size: 960
  • Lot Size: 2.04 acres
  • Year Built: 1977
  • Source ID: 31421428
  • Day(s) On Site: 546
  • Subdivision: COUNTRY OAKS
  • Parcel Number: 05-00563-00
  • Property Type: Single Family Dwelling
  • Plaintiff: Stearns Bank
  • Defendant Name: John Townsend
  • Recording Date: 01-28-2021
  • Trustee Name: Wilford, Geske & Cook
  • Trustee Address: 7616 Currell Blvd
  • Trustee City: Woodbury
  • Trustee State: MN
  • Trustee Zip: 55125
  • Deed Category: NTS
  • Mortgage Balance: $145,505

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Public Records

  • Bedrooms: 4
  • Baths: 2
  • Full Baths: 2
  • Air Conditioning: CENTRAL
  • Exterior Wall Type: VINYL
  • Heating Type: FORCED AIR
  • Roof Type: GABLE/HIP
  • Land Area Sqft: 88,426
  • Effective Year Built: 1995
  • Year Built: 1977
  • APN: 05-00563-00
  • Property Type: Single Family Residence
  • Township: LENT TWP
  • Living Sqft: 1,008
  • Subdivision: COUNTRY OAKS


Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


Auction Information

  • Auction Date: 04-16-2021
  • Auction Address: Chisago County Sheriff Office, 15230 Per Rd
  • Auction City: Center City

    Loan Information

  • 1st Mortgage Date: 06-22-2015
  • Mortgage Balance: $145,505

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Elk Ln
Stacy, MN 55079

4 Beds   1 Bath   960 sq. ft.   Single-Family


Status: Inactive Listing ID: 56002857

Property Information

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Public Records

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Property Description

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