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N Spaulding Ave
Chicago, IL 60647

Status: Inactive
Listing ID: 7044389

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Property Information

  • Property Description: APARTMENT BUILDING
  • Day(s) On Site: 5320
  • lien_holder_1: JPMORGAN CHASE BANK NA 0508903006 25000
  • Sale Type: FORECLOSURE
  • Owner First Name: ROBERT
  • Owner Last Name: JAMIESON
  • Owner Middle Name: DAVID
  • 2nd Owner First Name: CAREN
  • 2nd Owner Last Name: BALLARD
  • Case Number: 07CH007597
  • Recording Date: 03-19-2007
  • Judgment Date: 01-01-2007
  • Judgment Value: $75,924
  • Input Date: 07-05-2007
  • Attorney Firm Address: 15W030 N FRONTAGE RD STE 100
  • Attorney Firm City: BURR RIDGE
  • Attorney Law Firm: CODILIS & ASSOCIATES
  • Attorney Firm Phone: (630) 794-5300
  • Attorney Firm State: IL
  • Attorney Firm Zip: 60527
  • Deed Category: NOD
  • Document Number: 0317702129

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Often, the preforeclosure period is the best time to purchase a property. The process begins when a lender first notifies a borrower that his or her loan payments are behind. If a borrower has no other means to bring the payments up to date, he or she is far better served to sell the property as soon as possible before it falls into foreclosure.

First Steps to Buying a Preforeclosure

Preforeclosure status means the owner of the property has defaulted on his mortgage obligation and the lender is taking steps to foreclose on the loan and take possession of the property. This situation places the property owner and the lender in a disadvantaged position. But it may not be too late for the property owner to work things out with his lender.  At the same time the lender may be interested in allowing a short sale (sale of the property for less than the amount owed) just to avoid the costly process of foreclosure on the loan, and then the expense of marketing the property. That leaves open the opportunity for a real estate investor to come in and solve the problem for both parties.


    Loan Information

  • 1st Mortgage Date: 05-22-2003
  • 1st Mortgage Amount: $80,000
  • Mortgage Interest Rate: 588
  • Mortgage Term: 30
  • Mortgage Type: CONVENTIONAL

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Chicago, IL
Home Inspectors
Keeshin Inspection Services
Stuart Keeshin
True Blue Home Inspections, Inc.
James Clark
Pentagon Inspections & Services, Inc
Jonathan Howard
Chicagoland Home Inspectors Inc
Charles Bellefontaine
Homes On This Street
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N Spaulding Ave
Chicago, IL 60647


Status: Inactive Listing ID: 7044389

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