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Foreclosure Homes in Derby, IA

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1 View this home at Arbor St Williamson IA 50272
Foreclosure
$114,900 List Price

2 Bed | 1 Bath | 748 Sq. Ft.

View this home at N 17th St Chariton IA 50049
Preforeclosure
$107,475 EMV

| 1 Bath | 1,096 Sq. Ft.

View this home at Grace Ave Chariton IA 50049
Preforeclosure
$180,192 EMV

| 2 Bath | 2,088 Sq. Ft.

View this home at Linden Ave Chariton IA 50049
Bankruptcy
$33,665 EMV

| 654 Sq. Ft.

15 View this home at 270th Ave Chariton IA 50049
Fixer Upper
$92,650 List Price

3 Bed | 2 Bath | 1,232 Sq. Ft.

View this home at E Albia Rd Chariton IA 50049
Bankruptcy
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Top Reasons To Live In Derby, IA In 2024

Derby is located in Lucas, Iowa, with an estimated municipal population of 112 residents. All of the best foreclosed homes for sale in Derby are located in the following zip code areas on Foreclosure.com: 50068. The estimated population per square kilometer (.62 miles) in Derby is 166.


Cost Of Living In Derby, IA

So, about how much do homes cost in Derby? The most recent median value of resident-owned homes in Derby is 47,967. An estimated 86 percent of households in Derby own their homes, with an average family size of 3.34. The median household income in Derby is 40,833, with0 percentage of households earning at least $100,000 annually. For working parents and professionals who are searching for cheap homes in Derby, the median commute time of resident workers (in minutes) is 23.8.


Diversity And Demographics In Derby, Iowa

Where a home is located is almost just as important as the home itself. Whether you are a first-time homebuyer or are relocating to Derby, it is essential to take a deep dive into your potential future neighborhood. Homeownership is often a long-term relationship; therefore, be sure to do your due diligence to ensure that you make the best long-term decision.

The median age of residents in Derby is 35.4, split between 40.2 percent male versus 59.8 female. The percentage of residents who report being married in Derby is 70.7, with an average family size of 3.34.

The percentage of residents who report their race in Derby is as follows:

White 96.9%
Black / African American 0%
Asian 0%
American Indian / Alaskan Native 1.6%
Native Hawaiian / Other Pacifc Islander 0%
Multi-racial 1.6%
Other 0%

Looking for family-friendly neighborhoods in and/or near Derby? Or maybe you are searching for 55+ active adult communities in and/or near Derby?

The percentage of residents who report their age in Derby is as follows:

Under 10 18.9%
Aged 10-19 13.4%
20s 3.9%
30s 23.6%
40s 11%
50s 4%
60s 14.1%
70s 9.4%
80+ 1.6%

Best Schools In Derby, Iowa

It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring their classes online because of the global pandemic. Numerous school districts will continue online courses, while others will welcome students back to campus. Regardless, homebuyers are shopping for homes in Derby with dedicated in-home learning spaces, as well as for homes located within the best school systems for in-person instruction in Derby.


Pros And Cons Of Living In Derby, Iowa

How do you know that living in -- or moving to -- Derby is right where you need to be? Perhaps you grew up in Derby or already live nearby; therefore, the decision to buy a home in Derby is a no-brainer. For others, however, it may not be such a straightforward or simple decision. Whether you are relocating to Derby for work or just looking for a fresh start, getting a read on a neighborhood from afar (online) can be tricky... and exhausting.

Here are some questions to ask yourself when shopping for foreclosed homes for sale in Derby:

  • What type of neighborhood environment (suburban, urban, rural, etc.) do you prefer?
  • What types of shopping (mom and pop, mall, big box), restaurants (fast food, chain, local) and businesses (small, big, mixed) would you like nearby?
  • What leisure-time activities (golf, biking, hiking, etc.) do you enjoy?
  • What type of commute (car, plane, home office) do you seek?

In short, it always helps to create a “Pros vs. Cons” list of what you need in a home and/or neighborhood like Derby.


Reasons To Move To Derby, Iowa, In 2024

Prospective homebuyers are clearly taking advantage of the low interest rates and numerous government assistance programs. These low interest rates mean homebuyers in Derby can now afford much more house for the same monthly payment (if interest rates were higher). Motivated and opportunistic sellers in Derby, meanwhile, can field multiple offers from more qualified buyers.

Derby, IA Foreclosures


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