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Rent To Own Homes in Ham Lake, MN

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Staples-st-ne-Ham-lake-MN-55304
Preforeclosure
$549,647 EMV

Staples St Ne
Ham Lake, MN 55304

4 Bed | 3 Bath | 2,205 Sq. Ft.

Rochester-st-ne-Ham-lake-MN-55304
Preforeclosure
$419,631 EMV

Rochester St Ne
Ham Lake, MN 55304

Crosstown-blvd-ne-Ham-lake-MN-55304
Preforeclosure
$245,228 EMV

Crosstown Blvd Ne
Ham Lake, MN 55304

3 Bed | 2 Bath | 1,665 Sq. Ft.

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Home Value Estimator For Ham Lake, MN

There are currently 4,824 real estate properties in Ham Lake, MN, with a median automated valuation model (AVM) price of $408,900.00. What is an AVM? It is a smart computer program that analyzes and predicts the approximate value of a home, property or land in Ham Lake, MN, based on current market trends, comparable real estate sales nearby, historical data and, of course, property features, among other variables. These automated home estimates are often very helpful, providing buyers and sellers with a better idea of a home’s value ahead of the negotiation process. For example, the average home price in Ham Lake, MN, is $419,030.00, with the most expensive house in Ham Lake, MN, topping out at $1,548,700.00 and the cheapest home in Ham Lake, MN, clocking in at $134,300.00. In other words, there’s something for every potential homebuyer or savvy investor in Ham Lake, MN!


Rent Prices In Ham Lake, MN

With the expiration of certain local, state and federal housing-related restrictions and mandated programs, the rental market in Ham Lake, MN, is on a rollercoaster ride. The average rent price in Ham Lake, MN, is $1,954.00. Indeed, when looking to rent in Ham Lake, MN, you can expect to pay as little as $1,000.00 or as much as $3,810.00, with the average rent median estimated to be $1,940.00. The good news is that finding an affordable and desirable property to rent in Ham Lake, MN -- whether it’s apartments, townhomes, condominiums or single-family homes -- is made easier with knowledge of the local market and, of course, a little patience.


Foreclosure Homes in Ham Lake, MN

Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Ham Lake, MN area at Foreclosure.com. Get information on foreclosure homes for rent, how to buy foreclosures in Ham Lake, MN and much more. Save thousands at closing with home foreclosure listings in Ham Lake, MN — up to 75% off market value!


Top Reasons To Live In Ham Lake, MN In 2021

Ham Lake is located in Anoka, Minnesota, with an estimated municipal population of 16,783 residents. All of the best foreclosed homes for sale in Ham Lake are located in the following zip code areas on Foreclosure.com: 55304. The estimated population per square kilometer (.62 miles) in Ham Lake is 188.


Cost Of Living In Ham Lake, MN

So, about how much do homes cost in Ham Lake? The most recent median value of resident-owned homes in Ham Lake is 306,578. An estimated 92.9 percent of households in Ham Lake own their homes, with an average family size of 3.17. The median household income in Ham Lake is 103,655, with53.5 percentage of households earning at least $100,000 annually. For working parents and professionals who are searching for cheap homes in Ham Lake, the median commute time of resident workers (in minutes) is 30.3. And last, but certainly not least, are you looking for homes to rent in Ham Lake? If so, the average rent price paid by renters in Ham Lake is 1,089, according to recent statistics.


Diversity And Demographics In Ham Lake, Minnesota

Where a home is located is almost just as important as the home itself. Whether you are a first-time homebuyer or are relocating to Ham Lake, it is essential to take a deep dive into your potential future neighborhood. Homeownership is often a long-term relationship; therefore, be sure to do your due diligence to ensure that you make the best long-term decision.

The median age of residents in Ham Lake is 43.6, split between 52.3 percent male versus 47.7 female. The percentage of residents who report being married in Ham Lake is 65.4, with an average family size of 3.17.

The percentage of residents who report their race in Ham Lake is as follows:

White 90.8%
Black / African American 0.9%
Asian 5.2%
American Indian / Alaskan Native 0.3%
Native Hawaiian / Other Pacifc Islander 0%
Multi-racial 2.4%
Other 0.3%

Looking for family-friendly neighborhoods in and/or near Ham Lake? Or maybe you are searching for 55+ active adult communities in and/or near Ham Lake?

The percentage of residents who report their age in Ham Lake is as follows:

Under 10 11.8%
Aged 10-19 13.4%
20s 8.9%
30s 12.2%
40s 13.5%
50s 17.2%
60s 14.4%
70s 6.8%
80+ 2%

Best Schools In Ham Lake, Minnesota

It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring their classes online because of the global pandemic. Numerous school districts will continue online courses, while others will welcome students back to campus. Regardless, homebuyers are shopping for homes in Ham Lake with dedicated in-home learning spaces, as well as for homes located within the best school systems for in-person instruction in Ham Lake.


Pros And Cons Of Living In Ham Lake, Minnesota

How do you know that living in -- or moving to -- Ham Lake is right where you need to be? Perhaps you grew up in Ham Lake or already live nearby; therefore, the decision to buy a home in Ham Lake is a no-brainer. For others, however, it may not be such a straightforward or simple decision. Whether you are relocating to Ham Lake for work or just looking for a fresh start, getting a read on a neighborhood from afar (online) can be tricky... and exhausting.

Here are some questions to ask yourself when shopping for foreclosed homes for sale in Ham Lake:

  • What type of neighborhood environment (suburban, urban, rural, etc.) do you prefer?
  • What types of shopping (mom and pop, mall, big box), restaurants (fast food, chain, local) and businesses (small, big, mixed) would you like nearby?
  • What leisure-time activities (golf, biking, hiking, etc.) do you enjoy?
  • What type of commute (car, plane, home office) do you seek?

In short, it always helps to create a “Pros vs. Cons” list of what you need in a home and/or neighborhood like Ham Lake.


Reasons To Move To Ham Lake, Minnesota, In 2021

Prospective homebuyers are clearly taking advantage of the low interest rates and numerous government assistance programs. These low interest rates mean homebuyers in Ham Lake can now afford much more house for the same monthly payment (if interest rates were higher). Motivated and opportunistic sellers in Ham Lake, meanwhile, can field multiple offers from more qualified buyers.

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Listing types in Ham Lake, MN

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