Foreclosures in Schenectady, NY

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25 View this home at Lorraine Ave Schenectady NY 12304
$179,836 EMV

2 Bed | 1 Bath | 864 Sq. Ft.

View this home at Guilderland Ave Schenectady NY 12306
$218,690 EMV

3 Bed | 1 Bath | 1,152 Sq. Ft.

View this home at Westside Ave Schenectady NY 12306
View this home at Helderberg Ave Schenectady NY 12306
View this home at Gray St Schenectady NY 12306

4 Bed | 2 Bath | 1,628 Sq. Ft.

View this home at Ave Schenectady NY 12306
View this home at Floral Ave Schenectady NY 12306
$235,421 EMV

3 Bed | 1.5 Bath | 1,680 Sq. Ft.

View this home at Fern Ave Schenectady NY 12306
$208,151 EMV

3 Bed | 1 Bath | 1,183 Sq. Ft.

View this home at Elliott St Glenville NY 12302
$192,156 EMV

2 Bed | 1 Bath | 1,122 Sq. Ft.

View this home at St Schenectady NY 12306
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Home Value Estimator For Schenectady, NY

There are currently 37,663 real estate properties in Schenectady, NY, with a median automated valuation model (AVM) price of $229,400.00. What is an AVM? It is a smart computer program that analyzes and predicts the approximate value of a home, property or land in Schenectady, NY, based on current market trends, comparable real estate sales nearby, historical data and, of course, property features, among other variables. These automated home estimates are often very helpful, providing buyers and sellers with a better idea of a home’s value ahead of the negotiation process. For example, the average home price in Schenectady, NY, is $259,174.00, with the most expensive house in Schenectady, NY, topping out at $6,391,200.00 and the cheapest home in Schenectady, NY, clocking in at $12,700.00. In other words, there’s something for every potential homebuyer or savvy investor in Schenectady, NY!

Rent Prices In Schenectady, NY

With the expiration of certain local, state and federal housing-related restrictions and mandated programs, the rental market in Schenectady, NY, is on a rollercoaster ride. The average rent price in Schenectady, NY, is $1,511.00. Indeed, when looking to rent in Schenectady, NY, you can expect to pay as little as $680.00 or as much as $7,180.00, with the average rent median estimated to be $1,470.00. The good news is that finding an affordable and desirable property to rent in Schenectady, NY -- whether it’s apartments, townhomes, condominiums or single-family homes -- is made easier with knowledge of the local market and, of course, a little patience.

Top Reasons To Live In Schenectady, NY In 2024

Schenectady is located in Schenectady, New York, with an estimated municipal population of 65,273 residents. All of the best foreclosed homes for sale in Schenectady are located in the following zip code areas on 12305 12304 12307 12308 12301 12325 12345. The estimated population per square kilometer (.62 miles) in Schenectady is 2,335.

Cost Of Living In Schenectady, NY

So, about how much do homes cost in Schenectady? The most recent median value of resident-owned homes in Schenectady is 108,779. An estimated 47.2 percent of households in Schenectady own their homes, with an average family size of 3.86. The median household income in Schenectady is 45,438, with17.2 percentage of households earning at least $100,000 annually. For working parents and professionals who are searching for cheap homes in Schenectady, the median commute time of resident workers (in minutes) is 21.3. And last, but certainly not least, are you looking for homes to rent in Schenectady? If so, the average rent price paid by renters in Schenectady is 904, according to recent statistics.

Diversity And Demographics In Schenectady, New York

Where a home is located is almost just as important as the home itself. Whether you are a first-time homebuyer or are relocating to Schenectady, it is essential to take a deep dive into your potential future neighborhood. Homeownership is often a long-term relationship; therefore, be sure to do your due diligence to ensure that you make the best long-term decision.

The median age of residents in Schenectady is 36.2, split between 49 percent male versus 51 female. The percentage of residents who report being married in Schenectady is 31.2, with an average family size of 3.86.

The percentage of residents who report their race in Schenectady is as follows:

White 56.5%
Black / African American 20.2%
Asian 6.5%
American Indian / Alaskan Native 0.5%
Native Hawaiian / Other Pacifc Islander 0.1%
Multi-racial 7.7%
Other 8.4%

Looking for family-friendly neighborhoods in and/or near Schenectady? Or maybe you are searching for 55+ active adult communities in and/or near Schenectady?

The percentage of residents who report their age in Schenectady is as follows:

Under 10 11.8%
Aged 10-19 12.2%
20s 16.5%
30s 14.6%
40s 11.7%
50s 13%
60s 10.9%
70s 5%
80+ 4.4%

Best Schools In Schenectady, New York

It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring their classes online because of the global pandemic. Numerous school districts will continue online courses, while others will welcome students back to campus. Regardless, homebuyers are shopping for homes in Schenectady with dedicated in-home learning spaces, as well as for homes located within the best school systems for in-person instruction in Schenectady.

Pros And Cons Of Living In Schenectady, New York

How do you know that living in -- or moving to -- Schenectady is right where you need to be? Perhaps you grew up in Schenectady or already live nearby; therefore, the decision to buy a home in Schenectady is a no-brainer. For others, however, it may not be such a straightforward or simple decision. Whether you are relocating to Schenectady for work or just looking for a fresh start, getting a read on a neighborhood from afar (online) can be tricky... and exhausting.

Here are some questions to ask yourself when shopping for foreclosed homes for sale in Schenectady:

  • What type of neighborhood environment (suburban, urban, rural, etc.) do you prefer?
  • What types of shopping (mom and pop, mall, big box), restaurants (fast food, chain, local) and businesses (small, big, mixed) would you like nearby?
  • What leisure-time activities (golf, biking, hiking, etc.) do you enjoy?
  • What type of commute (car, plane, home office) do you seek?

In short, it always helps to create a “Pros vs. Cons” list of what you need in a home and/or neighborhood like Schenectady.

Reasons To Move To Schenectady, New York, In 2024

Prospective homebuyers are clearly taking advantage of the low interest rates and numerous government assistance programs. These low interest rates mean homebuyers in Schenectady can now afford much more house for the same monthly payment (if interest rates were higher). Motivated and opportunistic sellers in Schenectady, meanwhile, can field multiple offers from more qualified buyers.

Schenectady, NY Foreclosures


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