As-is Deals in Spirit Lake, IA

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Foreclosure Homes in Spirit Lake, IA

Find the best foreclosure homes listings for sale — bank-owned, government (Fannie Mae, Freddie Mac, HUD, etc.) and others — in and near the Spirit Lake, IA area at Get information on foreclosure homes for rent, how to buy foreclosures in Spirit Lake, IA and much more. Save thousands at closing with home foreclosure listings in Spirit Lake, IA — up to 75% off market value!

Top Reasons To Live In Spirit Lake, IA In 2023

Spirit Lake is located in Dickinson, Iowa, with an estimated municipal population of 5,155 residents. All of the best foreclosed homes for sale in Spirit Lake are located in the following zip code areas on 51360. The estimated population per square kilometer (.62 miles) in Spirit Lake is 442.

Cost Of Living In Spirit Lake, IA

So, about how much do homes cost in Spirit Lake? The most recent median value of resident-owned homes in Spirit Lake is 157,056. An estimated 71.9 percent of households in Spirit Lake own their homes, with an average family size of 2.49. The median household income in Spirit Lake is 54,293, with19.9 percentage of households earning at least $100,000 annually. For working parents and professionals who are searching for cheap homes in Spirit Lake, the median commute time of resident workers (in minutes) is 12.6. And last, but certainly not least, are you looking for homes to rent in Spirit Lake? If so, the average rent price paid by renters in Spirit Lake is 848, according to recent statistics.

Diversity And Demographics In Spirit Lake, Iowa

Where a home is located is almost just as important as the home itself. Whether you are a first-time homebuyer or are relocating to Spirit Lake, it is essential to take a deep dive into your potential future neighborhood. Homeownership is often a long-term relationship; therefore, be sure to do your due diligence to ensure that you make the best long-term decision.

The median age of residents in Spirit Lake is 42.5, split between 46.7 percent male versus 53.3 female. The percentage of residents who report being married in Spirit Lake is 48.9, with an average family size of 2.49.

The percentage of residents who report their race in Spirit Lake is as follows:

White 98.1%
Black / African American 0.3%
Asian 0.6%
American Indian / Alaskan Native 0%
Native Hawaiian / Other Pacifc Islander 0%
Multi-racial 1.1%
Other 0%

Looking for family-friendly neighborhoods in and/or near Spirit Lake? Or maybe you are searching for 55+ active adult communities in and/or near Spirit Lake?

The percentage of residents who report their age in Spirit Lake is as follows:

Under 10 10.9%
Aged 10-19 9.2%
20s 14%
30s 13.6%
40s 9.1%
50s 14.8%
60s 13.2%
70s 7.2%
80+ 8%

Best Schools In Spirit Lake, Iowa

It was a rollercoaster ride for academics in 2020, with school districts throughout the nation transferring their classes online because of the global pandemic. Numerous school districts will continue online courses, while others will welcome students back to campus. Regardless, homebuyers are shopping for homes in Spirit Lake with dedicated in-home learning spaces, as well as for homes located within the best school systems for in-person instruction in Spirit Lake.

Pros And Cons Of Living In Spirit Lake, Iowa

How do you know that living in -- or moving to -- Spirit Lake is right where you need to be? Perhaps you grew up in Spirit Lake or already live nearby; therefore, the decision to buy a home in Spirit Lake is a no-brainer. For others, however, it may not be such a straightforward or simple decision. Whether you are relocating to Spirit Lake for work or just looking for a fresh start, getting a read on a neighborhood from afar (online) can be tricky... and exhausting.

Here are some questions to ask yourself when shopping for foreclosed homes for sale in Spirit Lake:

  • What type of neighborhood environment (suburban, urban, rural, etc.) do you prefer?
  • What types of shopping (mom and pop, mall, big box), restaurants (fast food, chain, local) and businesses (small, big, mixed) would you like nearby?
  • What leisure-time activities (golf, biking, hiking, etc.) do you enjoy?
  • What type of commute (car, plane, home office) do you seek?

In short, it always helps to create a “Pros vs. Cons” list of what you need in a home and/or neighborhood like Spirit Lake.

Reasons To Move To Spirit Lake, Iowa, In 2023

Prospective homebuyers are clearly taking advantage of the low interest rates and numerous government assistance programs. These low interest rates mean homebuyers in Spirit Lake can now afford much more house for the same monthly payment (if interest rates were higher). Motivated and opportunistic sellers in Spirit Lake, meanwhile, can field multiple offers from more qualified buyers.

Spirit Lake, IA As-is Deals


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