Arizona Foreclosures - 42,352 Foreclosure Listings

Foreclosure Homes in Arizona

There are currently foreclosed homes listed in Arizona. Why should you consider buying a foreclosure property in Arizona? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in Arizona when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in Arizona, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in Arizona that you want to look for a property below. Then search through all distressed real estate listings in Arizona for the amazing deal that’s right for you.

Arizona Foreclosure Laws

Arizona primarily uses non-judicial foreclosure involving deed of trust (primary). mortgages are allowed but far less common.. Typical timelines run 3-4 months typical. No post-sale redemption for nonjudicial sales. Deficiency prohibited for owner-occupied residential property under 2.5 acres

Foreclosure Type Process

Non-Judicial
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are allowed but far less common.
Typical Timeline Duration

3-4 months typical
Deficiency Judgment

Deficiency prohibited for owner-occupied residential property under 2.5 acres
Redemption Period Owner Rights

No post-sale redemption for nonjudicial sales.
Process Summary

Arizona primarily uses nonjudicial foreclosure through trustee’s sales. After notice and waiting periods, the property is sold at auction. Certain residential properties are protected from deficiency judgments.
Notice / Timing Statute

Ariz. Revised Statute § 33-807 et seq. (Notice of Sale required 90 days before sale)
Redemption Statute(s)

Ariz. Revised Statute § 33-811 (no redemption after trustee's sale)
Deficiency Statute(s)

Ariz. Revised Statute § 33-729(A), § 33-814(G) (anti-deficiency for qualifying residential property)

How to Buy a Foreclosure in Arizona

To purchase a foreclosure in Arizona, identify properties through trustee sale listings, MLS, and county recorder notices. Arizona's non-judicial foreclosures often culminate in a trustee's sale; understand redemption rights and timelines. Get pre-approved financing or cash ready, as auctions generally require immediate full payment. Conduct due diligence including title and property condition checks. Attend the trustee sale or negotiate a REO purchase with the lender after the property fails to sell at auction.

What type of foreclosure is used in Arizona?

The type of foreclosure in Arizona is Non-Judicial

Is there a redemption period in Arizona?

No post-sale redemption for nonjudicial sales.

Are deficiency judgments allowed in Arizona?

Deficiency prohibited for owner-occupied residential property under 2.5 acres in Arizona

How do you buy a foreclosure in Arizona?

To purchase a foreclosure in Arizona, identify properties through trustee sale listings, MLS, and county recorder notices.