Idaho Foreclosures - 1,791 Foreclosure Listings

Foreclosure Homes in Idaho

There are currently foreclosed homes listed in Idaho. Why should you consider buying a foreclosure property in Idaho? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in Idaho when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in Idaho, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in Idaho that you want to look for a property below. Then search through all distressed real estate listings in Idaho for the amazing deal that’s right for you.

Idaho Foreclosure Laws

Idaho primarily uses non-judicial (judicial allowed) foreclosure involving deed of trust (primary). mortgages are allowed.. Typical timelines run 4 months typical. No redemption after nonjudicial sale. Deficiency allowed but limited to difference between debt and fair value

Foreclosure Type Process

Non-Judicial (Judicial allowed)
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are allowed.
Typical Timeline Duration

4 months typical
Deficiency Judgment

Deficiency allowed but limited to difference between debt and fair value
Redemption Period Owner Rights

No redemption after nonjudicial sale.
Process Summary

Idaho primarily uses nonjudicial foreclosure under deeds of trust. After notice requirements are met, the trustee conducts a public sale. Judicial foreclosure is also available.
Notice / Timing Statute

Idaho Code § 45-1505 et seq. (notice and publication requirements)
Redemption Statute(s)

Idaho Code § 6-101 (redemption available for judicial foreclosure only)
Deficiency Statute(s)

Idaho Code § 6-101, § 6-108 (deficiency limited by fair market value)

How to Buy a Foreclosure in Idaho

In Idaho, search for foreclosure opportunities via county sheriff' sale notices, MLS, and public records. Idaho' non-judicial foreclosure process requires specific notices; understand the timeline before bidding. Arrange your financing early, as auctions require immediate payment. Conduct a title search and inspect the property. Attend the sheriff' foreclosure sale and complete transfer procedures

What type of foreclosure is used in Idaho?

The type of foreclosure in Idaho is Non-Judicial (Judicial allowed)

Is there a redemption period in Idaho?

No redemption after nonjudicial sale.

Are deficiency judgments allowed in Idaho?

Deficiency allowed but limited to difference between debt and fair value in Idaho

How do you buy a foreclosure in Idaho?

In Idaho, search for foreclosure opportunities via county sheriff' sale notices, MLS, and public records.