Oklahoma Foreclosures - 6,210 Foreclosure Listings

Foreclosure Homes in Oklahoma

There are currently foreclosed homes listed in Oklahoma. Why should you consider buying a foreclosure property in Oklahoma? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in Oklahoma when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in Oklahoma, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in Oklahoma that you want to look for a property below. Then search through all distressed real estate listings in Oklahoma for the amazing deal that’s right for you.

Oklahoma Foreclosure Laws

Oklahoma mainly uses judicial foreclosure, meaning the lender must file a court case before the sale. Most home loans are secured by mortgages. Because the case moves through the court system, the process can take several months or longer. Deficiency judgments are generally allowed if the sale does not fully pay the loan balance.

Foreclosure Type Process

Judicial
Mortgage Instrument Security Type

Mortgage. Deeds of trust are not customary.
Typical Timeline Duration

3-6+ months
Deficiency Judgment

Deficiency judgments permitted
Redemption Period Owner Rights

Varies by process; limited post-sale rights.
Process Summary

Oklahoma requires judicial foreclosure. Court approval is required before the property can be sold at auction.
Notice / Timing Statute

Oklahoma Statute Title 12, § 686, Title 46, § 41 et seq. (judicial foreclosure process)
Redemption Statute(s)

Oklahoma Statute Title 46, § 44 (no statutory post-sale redemption)
Deficiency Statute(s)

Oklahoma Statute Title 12, § 686 (deficiency allowed after foreclosure)

How to Buy a Foreclosure in Oklahoma

In Oklahoma, search for foreclosure sales via county sheriff notices, MLS, and local publications. Oklahoma' foreclosure process is non-judicial; check notice requirements. Have your financing ready. Conduct title and property condition due diligence. Participate in the sale and complete payment.

What type of foreclosure is used in Oklahoma?

The type of foreclosure in Oklahoma is Judicial

Is there a redemption period in Oklahoma?

Varies by process; limited post-sale rights.

Are deficiency judgments allowed in Oklahoma?

Deficiency judgments permitted in Oklahoma

How do you buy a foreclosure in Oklahoma?

In Oklahoma, search for foreclosure sales via county sheriff notices, MLS, and local publications.