Colorado Foreclosures - 14,027 Foreclosure Listings

Foreclosure Homes in Colorado

There are currently foreclosed homes listed in Colorado. Why should you consider buying a foreclosure property in Colorado? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in Colorado when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in Colorado, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in Colorado that you want to look for a property below. Then search through all distressed real estate listings in Colorado for the amazing deal that’s right for you.

Colorado Foreclosure Laws

Colorado primarily uses non-judicial (public trustee) foreclosure involving deed of trust (primary). mortgages are permitted but rarely used.. Typical timelines run 4-5 months typical. Short redemption possible only in limited judicial cases. Deficiency judgments permitted with limitations

Foreclosure Type Process

Non-Judicial (Public Trustee)
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are permitted but rarely used.
Typical Timeline Duration

4-5 months typical
Deficiency Judgment

Deficiency judgments permitted with limitations
Redemption Period Owner Rights

Short redemption possible only in limited judicial cases.
Process Summary

Colorado uses a largely nonjudicial process administered by a public trustee. Court involvement is limited, but borrowers have cure and redemption rights under set timelines.
Notice / Timing Statute

Colorado Revised Statute § 38-38-101 et seq. (public trustee foreclosure process)
Redemption Statute(s)

Colorado Revised Statute § 38-38-302 (redemption period of 75 days after sale)
Deficiency Statute(s)

Colorado Revised Statute § 38-39-102 (deficiency limited to fair value minus sale price)

How to Buy a Foreclosure in Colorado

To buy a foreclosure in Colorado, monitor public trustee sale notices, MLS listings, and online foreclosure aggregators. Colorado uses a non-judicial foreclosure process; understand redemption rights and deficiency judgments that may apply. Have your financing ready as auctions require immediate payment. Conduct thorough title research and, if possible, a property inspection. Attend the public trustee sale or negotiate a purchase after the property reverts to the lender.

What type of foreclosure is used in Colorado?

The type of foreclosure in Colorado is Non-Judicial (Public Trustee)

Is there a redemption period in Colorado?

Short redemption possible only in limited judicial cases.

Are deficiency judgments allowed in Colorado?

Deficiency judgments permitted with limitations in Colorado

How do you buy a foreclosure in Colorado?

To buy a foreclosure in Colorado, monitor public trustee sale notices, MLS listings, and online foreclosure aggregators.