Utah Foreclosures - 6,275 Foreclosure Listings

Foreclosure Homes in Utah

There are currently foreclosed homes listed in Utah. Why should you consider buying a foreclosure property in Utah? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in Utah when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in Utah, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in Utah that you want to look for a property below. Then search through all distressed real estate listings in Utah for the amazing deal that’s right for you.

Utah Foreclosure Laws

Utah mainly uses nonjudicial foreclosure under a deed of trust. Because full court proceedings are usually not required, the process is typically faster than judicial foreclosure. Once the notices and waiting periods are met, the sale can take place at a public auction. Deficiency judgments may be possible depending on the loan type and sale results.

Foreclosure Type Process

Non-Judicial
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are permitted.
Typical Timeline Duration

3-4 months typical
Deficiency Judgment

Deficiency judgments permitted with limitations
Redemption Period Owner Rights

No post-sale redemption for nonjudicial.
Process Summary

Utah primarily uses nonjudicial foreclosure. Trustee’s sales are common, though judicial foreclosure is allowed.
Notice / Timing Statute

Utah Code § 57-1-19 et seq. (trust deed foreclosure)
Redemption Statute(s)

Utah Code § 57-1-31 (no redemption for non-judicial foreclosure)
Deficiency Statute(s)

Utah Code § 57-1-32 (deficiency limited to debt minus fair market value)

How to Buy a Foreclosure in Utah

In Utah, search for foreclosure sales via county sheriff notices, MLS, and public notices. Utah' foreclosure process is non-judicial; verify notice requirements. Secure financing ahead of the auction. Perform title and condition inspections. Bid at the sale and complete payment.

What type of foreclosure is used in Utah?

The type of foreclosure in Utah is Non-Judicial

Is there a redemption period in Utah?

No post-sale redemption for nonjudicial.

Are deficiency judgments allowed in Utah?

Deficiency judgments permitted with limitations in Utah

How do you buy a foreclosure in Utah?

In Utah, search for foreclosure sales via county sheriff notices, MLS, and public notices.