California Foreclosures - 41,873 Foreclosure Listings

California Foreclosure Laws

California primarily uses non-judicial (judicial allowed but rare) foreclosure involving deed of trust (primary). mortgages are permitted but uncommon.. Typical timelines run 4-7 months typical. No post-sale redemption (unless judicial). Deficiency prohibited for purchase-money loans and after non-judicial foreclosure

Foreclosure Type Process

Non-Judicial (Judicial allowed but rare)
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages are permitted but uncommon.
Typical Timeline Duration

4-7 months typical
Deficiency Judgment

Deficiency prohibited for purchase-money loans and after non-judicial foreclosure
Redemption Period Owner Rights

No post-sale redemption (unless judicial).
Process Summary

Foreclosure is usually nonjudicial and conducted through a trustee’s sale. The process includes a notice of default, a reinstatement period, and a notice of sale. Judicial foreclosure is permitted but uncommon.
Notice / Timing Statute

California Civil Code § 2924 et seq. (Notice of Default and Notice of Sale requirements)
Redemption Statute(s)

California Civil Code § 2924 (no redemption after non-judicial trustee's sale)
Deficiency Statute(s)

California Code Civil Procedure § 580b, § 580d (anti-deficiency for purchase-money and non-judicial foreclosures)

How to Buy a Foreclosure in California

In California, find foreclosure opportunities through trustee sale notices, MLS, and public records. California foreclosures are mostly non-judicial and require review of timelines and reinstatement rights. Arrange your financing in advance; auctions demand certified funds or cash. Conduct title and property condition due diligence since many foreclosed homes are sold As is. Participate in the trustee sale or work with the lender to purchase the property after it becomes real estate owned (REO).

What type of foreclosure is used in California?

The type of foreclosure in California is Non-Judicial (Judicial allowed but rare)

Is there a redemption period in California?

No post-sale redemption (unless judicial).

Are deficiency judgments allowed in California?

Deficiency prohibited for purchase-money loans and after non-judicial foreclosure in California

How do you buy a foreclosure in California?

In California, find foreclosure opportunities through trustee sale notices, MLS, and public records.