West Virginia Foreclosures - 1,286 Foreclosure Listings

Foreclosure Homes in West Virginia

There are currently foreclosed homes listed in West Virginia. Why should you consider buying a foreclosure property in West Virginia? To save money, of course! That’s right, purchasing a foreclosed home can save you as much as 50 percent or more on the final sale price of a distressed deal in West Virginia when compared to a traditional single-family house. We’ve also got awesome deals on top of incredible foreclosure deals, from rent-to-own homes, short sales and preforeclosures in West Virginia, as well as bankruptcy filings and government-owned foreclosure listings such as HUD, Fannie Mae and Freddie Mac, among others. Just select the county in West Virginia that you want to look for a property below. Then search through all distressed real estate listings in West Virginia for the amazing deal that’s right for you.

West Virginia Foreclosure Laws

West Virginia primarily uses nonjudicial foreclosure under a deed of trust. Court action is usually not required unless the borrower challenges the foreclosure. The process can be completed in a relatively short time once notices are mailed and advertised. Deficiency balances may sometimes be pursued if the sale does not pay the full debt.

Foreclosure Type Process

Non-Judicial
Mortgage Instrument Security Type

Deed of Trust (primary). Mortgages exist but are less common.
Typical Timeline Duration

2-3 months
Deficiency Judgment

Deficiency judgments permitted
Redemption Period Owner Rights

No post-sale redemption.
Process Summary

West Virginia primarily uses nonjudicial foreclosure. Deeds of trust allow trustee’s sales after notice.
Notice / Timing Statute

West Virginia Code § 38-1-1 et seq. (deed of trust foreclosure)
Redemption Statute(s)

West Virginia Code § 38-1-6 (no statutory post-sale redemption)
Deficiency Statute(s)

West Virginia Code § 38-1-15 (deficiency allowed after foreclosure)

How to Buy a Foreclosure in West Virginia

In West Virginia, identify foreclosure sales via county circuit clerk notices, MLS, and public records. West Virginia' judicial foreclosure process includes redemption rights. Secure financing early. Conduct title and condition research. Attend the sale and complete transfer procedures.

What type of foreclosure is used in West Virginia?

The type of foreclosure in West Virginia is Non-Judicial

Is there a redemption period in West Virginia?

No post-sale redemption.

Are deficiency judgments allowed in West Virginia?

Deficiency judgments permitted in West Virginia

How do you buy a foreclosure in West Virginia?

In West Virginia, identify foreclosure sales via county circuit clerk notices, MLS, and public records.